The 72(t) workpaper your engagement will stand behind.
Every SEPP you run becomes a source-cited workpaper — organized by client, branded with your firm, and frozen the instant you finalize. No estimates, no edits after the fact, every figure traceable to its source.
Deterministic math · No AI in the calculation · Your client records stay private to your account
Every 72(t) engagement should start with a defensible number.
CPA / EA
Hand your client a defensible workpaper their custodian can act on.
Tax Professional
Reproduce a stated amount field-by-field and name every discrepancy.
CFP
Anchor the distribution plan to a calculation you can defend.
RIA / IAR
Keep one audit-ready record per engagement, branded as your firm.
Financial Adviser
Open any prior case in seconds and explain every figure on it.
A workpaper, not a number.
Client Folder Workspace
Every engagement in one place — track status per client and reopen any prior case in seconds, without digging through your file.
Firm-Branded Workpapers
Your logo, firm name, and preparer line on every finalized PDF. Whether it goes to the client or stays in your work file, it reads as yours.
Audit-Ready Provenance
Each figure cites the exact statute, notice, and table version behind it. No AI in the math, no edits after you finalize — an immutable, timestamped record every time.
What a complete 72(t) workpaper contains.
A defensible SEPP record is more than a single number. SEPP Guard produces the full workpaper for every engagement: the exact statute, notice, and table version behind each figure, the assumptions and elections taken, the valuation date and rate ceiling applied, and the resulting distribution schedule — organized by client, branded with your firm, and frozen as an immutable, timestamped snapshot the instant you finalize. It is the document your engagement will stand behind.
Run your first client workpaper — no card, no commitment.
Create an account and your workspace opens in professional mode: client folders, firm-branded workpapers, and an audit-ready record for every engagement you take on.